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ERGO Life Insurers Increase Regular Profit Participation
ERGO relies on a sustainable investment strategy for its customers
The declaration of the profit participation for the year 2026 has been made. ERGO Vorsorge Lebensversicherung AG and ERGO Lebensversicherung AG, which is closed to new business, offer their customers a very attractive interest rate.
Details of the surplus participation
ERGO Vorsorge Lebensversicherung AG: ERGO Vorsorge Lebensversicherung AG is increasing the regular profit participation for the coming year to 2.9% (2025: 2.8%). The total profit participation for 2026 reaches up to 4.2% (2025: 4.2%).
ERGO Lebensversicherung AG: The ERGO Lebensversicherung AG, which is responsible for the management of traditional life insurance business, is also raising the regular profit participation: it will offer customers 3.0% (2025: 2.7%) next year, with a total profit participation of 3.25% (2025: 2.95%).
Note: Victoria Lebensversicherung AG was merged into ERGO Lebensversicherung AG this year.
Our long-term yield-oriented investment strategy has once again proven itself in the current, quite challenging market environment. The sustainable management of our investments, combined with our excellent financial strength, allows us to once again raise the regular profit participation for our customers.
Sustainable investment strategy
ERGO's life insurers pursue a diversified investment strategy tailored to their respective business models, which ensures a consistently attractive interest rate, primarily through sufficiently high regular income. An important component of this strategy, alongside asset-liability management, is the commitment to sustainable infrastructure financing, such as wind power, district heating, and railway networks. In particular, ERGO Vorsorge Lebensversicherung AG further utilizes yield opportunities in the stock markets.
ERGO is one of the leading international insurance groups and operates in over 20 countries worldwide. The Company offers its retail and corporate customers a broad product portfolio in all the main classes of insurance as well as comprehensive assistance and other services. Three units operate under the umbrella of ERGO Group AG: ERGO Deutschland AG, ERGO International AG and ERGO Technology & Services Management AG. The German and international businesses as well as the global management of IT and technology services are organized in these units. About 37,000 people work either as salaried employees or self-employed sales representatives for the Group. In the 2024 financial year, ERGO generated insurance revenue of 20.8 billion euros and a net result of 810 million euros. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers. More at www.ergo.com
This media information contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forward-looking statements or to conform them to future events or developments.
