Insurance, provision and services
- Old-age provision, occupational disability and capital formation
- Property-casualty insurance & legal protection
- Travel protection
- Health and long-term nursing care
- Direct insurance by phone or internet
- Old-age provision, occupational disability and capital formation
- Property-casualty insurance & legal protection
- Travel protection
- Health and long-term nursing care
- Direct insurance by phone or internet
ERGO Vorsorge Lebensversicherung AG
- Offers a full range of private and occupational pension products
- Excellence and many years of experience with capital market and biometric pension products
- Specialist and risk carrier for unit-linked life insurance policies
- Fast and lean processes for optimal customer service
ERGO Vorsorge Lebensversicherung AG, based in Düsseldorf, is the life insurer for ERGO's modern capital market-oriented and biometric products. The company offers solutions for all three tiers of retirement provision. ERGO Vorsorge relies on its many years of outstanding expertise in developing and managing innovative and flexible unit-linked insurance.
A wide range of different products covers private needs: from long-term asset generation for old age, for example with the unique ERGO Rente Balance, to income protection in the event of occupational disability, customers can make their own individual selection. As a one-off payment or as a lifelong pension, with flexible deposits and withdrawals – ERGO provision services are tailored to our customers' needs. ERGO's broad portfolio of modern provision products also includes the new ERGO term life insurance, which provides excellent cover for dependants. As one of the leading German providers, ERGO can also offer customers product solutions in all relevant implementation options for company pensions. Both small and large companies receive comprehensive and individual advice on how to ensure the long-term security of their employees and retain them. The customer and the optimal solution for their wishes, needs and circumstances are the starting point from development to advice.
ERGO Vorsorge Lebensversicherung AG
ERGO-Platz 1
40198 Düsseldorf
Germany
ERGO Life S.A.
ERGO Life S.A., based in Luxembourg, also offers products for customers in Germany.
ERGO Life S.A. is a life insurer that has been developing unit-linked insurance products from its base in the Luxembourg financial centre since 19
ERGO Life is synonymous with the customised development and management of innovative unit-linked insurance products for retirement provision. These are primarily offered by other insurance companies belonging to the ERGO Group. ERGO Life S.A. handles the complete administration and all customer service with the help of individual software solutions.
ERGO Life S.A.
15, rue de Flaxweiler
L-6776 Grevenmacher
Luxembourg
ERGO Pensionsfonds AG
ERGO Pensionsfonds AG operates in the field of company pensions.
In its own underwriting business, ERGO Pensionsfonds AG assumes existing pension obligations from direct commitments or from provident funds. In addition, ERGO Pensionsfonds AG also participates in syndicated business managed by third parties.
ERGO Pensionsfonds AG
ERGO-Platz 1
40198 Düsseldorf
Germany
Victoria Lebensversicherung AG
Victoria Lebensversicherung was merged with ERGO Lebensversicherung in September 2025, retroactive to 1 January 2025. It had not underwritten any new business since 2010 and had concentrated on managing its existing portfolio.
Victoria Lebensversicherung AG
ERGO-Platz 1
40198 Düsseldorf
Germany
ERGO Versicherung AG
- Attractive products for private, commercial and industrial needs
- Emerged from Victoria Non-Life
- National and international business experience of far more than a century
- Great variety of legal protection products and services
- European network of legal protection experts
ERGO Insurance Group is one of the leading providers in the German market. As a member of the International Network of Insurance, the company supports German commercial and industrial customers worldwide.
Whether someone has an accident or suffers damage themselves or unintentionally causes damage to others – the products of ERGO Insurance Group protect against the consequences, which are suitable for everyday use. The company's experts help quickly and efficiently to rectify damage or to cope with the effects of an accident. Tailored coverage concepts and individual advice for small and large companies ensure the best possible protection for operations, production or goods, even during transport. Entrepreneurs and the self-employed can insure themselves against claims for damages in the event of financial losses arising from their professional activities.
The company also assists customers with a variety of products and services in legal matters. The claims service recommends competent lawyers on request or helps to find out-of-court solutions in suitable cases. A European network of legal expenses specialists is on hand to support customers across borders as needed.
ERGO Versicherung has been offering legal expenses insurance in Germany under its own brand since 2019, following the merger of D.A.S. Rechtsschutzversicherung with ERGO Versicherung in 2015. ERGO Versicherung today brings together more than 160 years of experience through its predecessor companies.
ERGO Versicherung AG
ERGO-Platz 1
40198 Düsseldorf
Germany
ERGO Reiseversicherung AG
- A leading European travel insurer operating worldwide
- Travel protection products for leisure und business travellers
- About a century of market presence and experience
On 7 May 2019, ERV (Europäische Reiseversicherung AG) changed its name to ERGO Reiseversicherung AG.
Further information can be found on the ERGO Reiseversicherung website.
DKV Deutsche Krankenversicherung AG
- A leading health specialist for over 80 years
- Comprehensive and needs-oriented cover for private and state health insurance
- An industry pioneer with innovative services and access to health care
For more information, please visit the DKV Deutsche Krankenversicherung website.
DKV Deutsche Krankenversicherung AG
Aachener Straße 300
50933 Cologne
Germany
ERGO Krankenversicherung AG
ERGO Health Insurance (known as ERGO Direct Health Insurance until 2018) has been operating in the German market for over 30 years and specialises in supplementary products for statutory health insurance, in particular dental insurance. Its history is characterised by product and service innovations with the aim of inspiring customers.
Probably the best-known product innovation is supplementary dental insurance with immediate benefits. Since the product launch in 2011, ERGO has been using the slogan ‘Insuring when it's actually already too late.’
ERGO Health Insurance sees itself as a service insurer and aims to make insurance as easy, quick and convenient as possible for its customers. That's why it seamlessly combines advice with modern services. This is another reason why almost 1.9 million customers trust ERGO Health Insurance with their health.
ERGO Krankenversicherung AG
Karl-Martell-Str. 60
90344 Nuremberg
Germany
ERGO Direkt AG und ERGO Direkt Versicherung AG
- A strong provider with proven expertise the entire customer service process
- Simple and easy to understand products for personal insurance
- Over 25 years of experience in online and direct business
ERGO Direkt AG is responsible for ERGO's online and direct business in Germany and has over 25 years of experience in this field. Over 1,600 employees have proven expertise in the entire customer service process and, across a wide range of tasks, make a significant contribution to providing ERGO's customers with professional, service-oriented support. A comprehensive range of simple and easy-to-understand products, streamlined processes and swift handling make ERGO a successful provider.
ERGO Direct
Karl-Martell-Str. 60
90344 Nuremberg
Germany
As a company with more than 1,000 employees, ERGO Direkt AG is directly subject to the Supply Chain Due Diligence Act. To emphasise the importance of human rights for the company, the Board of Management has adopted the ERGO Declaration of Principles on the Respect and Protection of Human Rights. Due diligence obligations under the Supply Chain Due Diligence Act are safeguarded through integration into the Group's dedicated risk management system.
You can download the ERGO Declaration of Principles as a PDF file in German here:
nexible Versicherung AG
Since 2025, nexible Versicherung AG has focused on managing legacy portfolios of property and supplementary health insurance. These policies were predominantly brokered via the digital distribution channels of nexible GmbH, which ceased direct sales in 2025. In addition, nexible Versicherung AG also manages the legacy portfolios of the former Neckermann Versicherung AG.
nexible Versicherung AG
Karl-Martell-Straße 60
90344 Nuremberg, Germany
